Money: Investments & Net Worth

Beyond day-to-day spending, Money can track investment accounts, standalone assets, and your overall net worth.

Portfolio accounts

An account created with portfolio mode tracks holdings instead of a plain ledger. Record what happened in the account with portfolio transactions.

Required: transaction type, date, and amount. Buys and sells also need a symbol and share count; price per share and memo are optional. KTO works out your holdings and cost basis from the history.

Security prices refresh automatically in the background, so holdings are valued at current market prices. If a price looks stale or wrong, you can also record a valuation — a statement of the whole account's value on a date. Required: value and date.

You can also import a portfolio account's history from a QIF file exported by your broker — see the import section of Money tools.

Assets

Assets track valuable things that aren't bank accounts: a house, a car, collectibles. Required: name, asset type, and current value. Update the value over time (required: new value and its date) and the history feeds your net worth.

Net worth

The net worth page adds up every account and asset (minus debts — credit-card and loan accounts count negative) and charts it over time.

Accounts marked exclude from net worth are left out — useful for shared or business accounts you track but don't own outright.